Tradeify Review - Still a Good Firm? Here’s a Full guide.
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20-second overview of Tradeify
Tradeify is an established and reliable prop firm with a 90% profit split, and “Select Flex” is Tradeify’s best account offering. As for their instant funding model and account that offers daily payouts, there are several competitors with better/easier overall rules. However, decide for yourself after seeing every important rule explained below.
Growth and Select are the 2 evaluation options, and Lightning Funded is for instant funding. Evaluations will be covered first, and instant funding will be covered later.
Tradeify 50k Account Comparison (“Growth” vs “Select”)
Once you pass the Select evaluation, you can then choose between Flex or Daily for your funded account. The one you should choose will be clearly explained below this. The 50k account size will be used here just to demonstrate the policy differences. To see the larger accounts, you can see that on their site here.
| Growth 50k | Select 50k | ||
|---|---|---|---|
| Profit target | $3,000 | $2,500 | |
| Max drawdown | $2,000 | $2,000 | |
| Daily loss limit | $1,250 | none | |
| Position size | 4 minis | 4 minis | |
| Drawdown type | End of Day | End of day | |
| Consistency rule | None | 40% | |
| Minimum trading days | 1 | 3 | |
| Activation fee | None | None | |
| Price before code Iman | $139 | $159 | |
| Reset fee | $85 | $95 | |
| ------------- | ------------- | ------------- | ------------- |
| FUNDED RULES | Growth | Select ("Daily") | Select ("Flex") |
| Consistency rule | 35% | None | None |
| Minimum trading days | 5 | 1 | 5 |
| 5 days of at least: | $150 each day | N/A | $150 each day |
| Buffer before payout | $53,000 | $52,100 | None |
| Max daily loss limit | $1,250 | $1,000 | None |
| Payout frequency | 5 days | Daily | 5 days |
| Max payout request | Starts at $1,500 | $1,000 | $3,000 |
| More rules below | ------------- | ------------- | ------------- |
Major Evaluation Differences
Select
Smaller profit target on this 50k account
Growth
Daily loss limit but can be passed in 1 day
Cheaper
Major Funded Account Differences (very important)
There will be a much more comprehensive overview of choosing between the different Select options after this. Both have no consistency rules once funded.
Select DAILY
Buffer needs to be reached and maintained to request payouts
Daily loss limit
Must be net-positive between payouts AND MORE👎🏼(covered later)
Has a smaller max drawdown compared to Flex on the 100k and 150k accounts👎🏼
Select FLEX
No daily loss limit or consistency rule
Must be net-positive between payouts
5 days of +$150 to request up to 50% of the account balance
Growth
Has an account buffer and a max daily loss. Max payout requests are for what you earn above the buffer, which scales from $1,500 to $3,000 by the 4th payout.
Which account is best? Growth vs Select Flex vs Select Daily
I see this as an easy choice. As for the Select “Daily” plan, daily payouts are not worth the increased payout policy rules. There are several other firms that currently offer daily payouts with easier rules.
#1) Select “Flex”
The best overall value and payout policy with larger payout requests and max earnings compared to Growth
#2) Growth
Better for those who want to pay slightly less, pass the evaluation in 1 day, and/or don’t mind the 35% consistency rule once funded. However, there are competitors who offer similar benefits with easier rules. That is why I see Select “Flex” as the #1 option for Tradeify.
Important differences between the two top choices
Select Flex and Growth share similar rules, but Growth has more restrictions (like a large buffer before payouts are allowed). However, Flex payout requests are for up to 50% of your profits. One rule to keep in mind is that you must be net positive between payouts (even if it’s just by $1). I do not like this rule and will never pretend to not feel that way, because it’s an arbitrary way of making payouts more difficult. For example, let’s say you’ve been trading an account for a month and build it up to $6,000 in profit. If you request $1,000, the account balance would become $5,000. From there, you can never request a payout until your balance is above $5,000. Some people don’t care about that, but, if it’s a deal breaker for you, then use a different firm.
“Select Daily” is not worth it (in my opinion)
Not only does this account get a smaller max drawdown once funded when compared to the Select Flex option (for the 100k and 150k accounts), but it essentially has profit targets between each payout (see below to learn more). Plus, it has a max daily loss AND a buffer. There are currently other firms who offer daily payouts that have easier rules (MyFundedFutures, TakeProfitTrader, TradeDay). Seriously — this account has some of the most rules I’ve ever seen on a prop firm account. Avoid it.
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Copied directly from their site on 12/3/2025
To be eligible for a payout on any day:
The trader must have profit greater than $0 since their last payout, and
They may request up to 2× the profit earned above the buffer, capped at:
$1,000 for a 50K account
$1,500 for a 100K account
$2,500 for a 150K account
This cap resets after each payout cycle.
Minimum payout: $250
Example
A trader with a 50K account has a balance of $53,500 and earned $250 in profit since their last payout.
Profit > $0 → eligible for payout
2 × $250 = $500
The trader is able to request a payout of up to $500 as the trader is more than $500 above the buffer.
After payout approved the balance is set to $53,000
If instead the trader had earned $700:
2 × $700 = $1,400
But the cap for a 50K account is $1,000
So the trader could request up to $1,000 as the trader is more than $1,000 above the buffer.
After payout approved the balance is set to $52,500
The live-account eligibility rules for ALL Tradeify accounts
You’re eligible for a live account after 5 total payouts as a user (meaning across ALL of your accounts). This is different from a firm like MyFundedFutures, where the Core plan requires 5 payouts on a single account before you get moved to a live account. This means your earnings potential in sim-funded can potentially be lower when compared to other firms, since you could quickly get moved to a live account.
An in-depth analysis on Tradeify’s “lightning Funded” model
Payout policy and withdrawal rules for the instant funded accounts
Remember, the payout policy for an instant-funded account is everything. Be sure to read the notes below. Want instant funding without any of these rules? Check out the Purdia guide by clicking here. The only reason to not go with Purdia for instant funding is if you want to avoid a live account. If that’s the case, then go with Tradeify here.
1st Payout: 20% consistency required
2nd Payout: 25% consistency required
3rd+ Payouts: 30% consistency required
Payout Profit Goals and Payout Tiers
Each profit goal is the amount of money you need to make on the account before you can request a payout. It’s like a buffer system but for every payout request. This change makes it closer to a complicated evaluation than it is to a real and truly funded account, but let’s continue for now.
| Account Size | Payout 1 Profit Goal | Payout 2+ Profit Goal |
|---|---|---|
| $25,000 | $1,500 | $1,000 |
| $50,000 | $3,000 | $2,000 |
| $100,000 | $6,000 | $3,500 |
| $150,000 | $9,000 | $4,500 |
How much are you allowed to withdraw from the account after hitting each profit goal?
| Payout # | $25k Account | $50k Account | $100k Account | $150k Account |
|---|---|---|---|---|
| 1 | $1,000 | $2,000 | $2,500 | $3,000 |
| 2 | $1,000 | $2,000 | $2,500 | $3,000 |
| 3 | $1,000 | $2,000 | $2,500 | $3,000 |
| 4+ | $1,000 | $2,500 | $3,000 | $3,500 |
Once you reach the profit goal, the second table shows the maximum amount you can withdraw per payout request. Let’s take a look at these tables for a second; on the 150k account, you need to make $9,000 just to qualify for a payout. Once that happens, you can only withdraw a maximum of $3,000. The max drawdown on that account is $6,000, which means you need to make a gain of 150% just to qualify for a maximum withdrawal of $3,000. Then, to get your second payout, you have to make an additional $4,500 just to qualify for a maximum withdrawal of $3,000. At this point, you have made a total of $13,500, yet you’re only allowed to take out $6,000 total. That’s a lot.
The smaller accounts are much easier
Now looking at the 50k account, you have to make $3,000 in order to qualify for a payout of $2,000. By looking at the table, you’ll see the true scale of how much more difficult the larger accounts are for getting payouts.
For these accounts, Tradeify’s minimum payout amount is $1,000
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Analyzing the Lightning Funded options
Below, you’ll see the pricing and differences among each of the instant-funding accounts. I’ve done all the math to save you some time on whether these accounts are worth it as well as which ones are more valuable than the others.
| 25k account | 50k account | 100k account | 150k account | |
|---|---|---|---|---|
| Cost before discount | $349 one time fee | $509 one time fee | $629 one time fee | $729 one time fee |
| If there's a 25% sale | $262 | $382 | $472 | $547 |
| Max Contracts | 1 Mini (10 micros) | 4 Minis (40 micros) | 8 Minis (80 micros) | 12 Minis (120 micros) |
| Trailing max drawdown | $1,000 | $2,000 | $4,000 | $6,000 |
| Drawdown Mode | End Of Day | End Of Day | End Of Day | End Of Day |
| Max Accounts | 5 | 5 | 5 | 5 |
| Cost per $100 in funding* | $34.90 | $25.45 | $15.73 | $12.15 |
| Cost per $100 if 25% sale | $26.20 | $19.10 | $11.80 | $9.12 |
Should you get the smaller or larger instant-funding accounts?
Well, there are two things to consider. First, you saw from the payout policy that the smaller accounts are easier to get payouts from (you don’t have to make as much money in order to get your payouts compared to the larger accounts). However, from this table you’ll see that the true cost of funding is much higher for the smaller accounts. I think it’s more important to focus on the payout aspect and how much money you get to keep from what you make, which makes the smaller accounts the better deal.
When comparing the 25k account to the 150k account, you are paying almost 3x as much for funding in relation to the true account size. In other words, before any discount, you’re paying $34.90 per $100 in funding versus $12.15 per $100 in funding. So, based on those metrics, the larger accounts are better. However, that value is tainted by the difficulty of the payout profit-target goals on each payout request, which disproportionately negatively affects the larger accounts. That is the math I did to personally come to the conclusion that the 50k account is best, but feel free to analyze all of these metrics for yourself.
Tradeify is not the only instant funding model
The third option is to go with Purdia. On their 100k account, the profit target is $3,000 and the max drawdown is $3,000. Trade for a minimum of 10 days and have just 5 days with at least +$200 in profit. Then, you get put on a live account where you can withdraw as much as you’d like and continue trading with NO MORE RULES. Read the full review and guide by clicking here.
Closing thoughts on Tradeify and their value as a firm
Tradeify’s greatest value is in the Select Flex account. Select Daily offers daily payouts, but it is extremely difficult compared to competitors. Do not fall into the trap of instant gratification for daily payouts — in one year, you probably won’t remember if you waited 1 day or 5 days for a payout. But, you will remember not getting a payout due to not meeting a requirement that doesn’t exist on easier accounts. Of course, if you’re fine with all of those rules, then go right ahead. As a reviewer of firms, I will never pretend that every plan at a firm is good. That means Select Flex is excellent, Growth is decent (there are some easier alternatives), Select Daily is very difficult with too many rules, and Lightning Funded is far more difficult than Purdia’s model (but, I suppose it’s the top choice if you want to stay on sim-funded with an instant funding firm).