Tradeify Review - Still a Good Firm? Here’s a Full guide.

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Honestly...? 30-second version ⬇️

  • The Lightning/Instant Funding model is more difficult than Purdia (review here), but it’s a good choice for those wishing to stay on sim-funded. Full guide below.

  • The overall evaluation to funding to payout process is more difficult than MyFundedFutures (review here).

Tradeify is a good choice for those looking to diversify the firms they’re using (90% profit split and highly trusted), but there are easier firms that also fit that criteria.

Sales & Discounts - Code Iman automatically updates to the highest discount (usually 30% off)


Tradeify offers 3 total funding paths — we’ll start with the evaluations

Growth and Select are the evaluations, and Lightning Funded is for instant funding (skips the eval). I don’t just list facts, I analyze whether or not you’re getting a good deal. It makes no difference to me whether you use Tradeify or not, so choose whichever one you can make the most money from. Let’s begin.

Tradeify 50k Account Comparison (Growth vs Select)

Once you pass the Select evaluation, you can then choose between Flex or Daily for your funded account. The one you should choose will be clearly explained below this.

Growth 50kSelect 50k
Profit target$3,000$2,500
Max drawdown$2,000$2,000
Daily loss limit$1,250none
Position size4 minis4 minis
Drawdown typeEnd of DayEnd of day
Consistency ruleNone40%
Minimum trading days13
Activation feeNoneNone
Price before code Iman$139$159
Reset fee$85$95
----------------------------------------------------
FUNDED RULESGrowthSelect ("Daily")Select ("Flex")
Consistency rule35%NoneNone
Minimum trading days515
5 days of at least:$150 each dayN/A$150 each day
Buffer before payout$53,000$52,100None
Max daily loss limit$1,250$1,000None
Payout frequency5 daysDaily5 days
More rules below---------------------------------------

Major Evaluation Differences

  1. Select

    • Smaller profit target on this 50k account (the growth accounts have easier profit targets on the 100k and 150k accounts — I’m not sure why there’s a difference)

    • 40% consistency rule, so you can pass in as little as 3 days

  2. Growth

    • Daily loss limit

    • Cheaper

Major Funded Account Differences (very important)

There will be a much more comprehensive overview of choosing between the different Select options after this. Or, you could say Selections. That’s not funny delete that

  1. Select DAILY

    • Has an account buffer you need to reach before being able to request a payout

    • Daily loss limit

    • No consistency rule, no 5 profitable days rule

    • Must be net-positive between payouts 👎🏼AND MORE (covered later)

  2. Select FLEX

    • No daily loss limit or consistency rule

    • Must be net-positive between payouts 👎🏼

  3. Growth

    • Has an account buffer and a max daily loss

Are Tradeify evaluations worth it? (“Lightning” funding is covered farther down)

I struggle to see much value other than the 90% profit split. The payout rules are harder than competition, and the new Select plan seems unnecessarily complicated just for the sake of giving users the ability to take daily payouts or not. In one year, you won’t remember if you waited 1 hour or 5 days for a payout. The only thing that matters is making money from firms, so the analysis below is based on the overall path from evaluation to payouts. And, rather than explaining why these are all worse than what’s offered at MyFundedFutures (review here) in basically every metric that matters, I’ll only compare the different Tradeify options with each other.

Which account is best for you? Growth vs Select Flex vs Select Daily

This is where you decide what matters most to you. For the evaluation, Growth has a max daily loss but no consistency rule. Select has no max daily loss but a 40% consistency rule. Those two differences sort of balance each other out. However, Growth is a bit cheaper than Select. That means the deciding factor of what you choose is more about the payout policies, but I’m only going to compare Growth to Select “Flex” rather than Select “Daily” (the reason why is explained after).

Select Flex and Growth share similar rules, but Growth has more restrictions (like a large buffer before payouts are allowed). However, Flex payout requests are for up to 50% of your profits. That’s not a super big deal, but Tradeify has decided to add a predatory new rule that they’ve borrowed from Topstep. After you request your first payout, you cannot request future payouts unless your account balance is over the balance from your previous request. This means you must be net-positive between every payout request, which doesn’t seem like a big deal until you realize this is just a made up rule making it harder for you to get the money you rightfully earned. You can be thousands into profit but unable to withdraw what you earn just because you’re not net-positive from your previous payout. Tradeify’s CEO even tweeted “Read ze fine print 👀 when Topstep sneakily added this rule to their payout policy - just to turn around and implement it themselves 2 weeks later! As I write this on the day of the launch, it appears that nobody promoting Tradeify or their viewers has realized this new addition yet. That’s understandable, since most promoters don’t actually care about whether their followers are getting the best value. Plus, Tradeify’s graphics for the launch of these new accounts obviously and conveniently left out the not-so-good rules.

“Select Daily” is a bad deal with predatory rules and is shameful to the prop firm industry

Not only does this have the new rule explained above, but they’ve made it even worse. Plus, this account has a buffer before payouts. PLUS, you get a smaller max drawdown once funded compared to choosing the Flex option! Click below to expand and learn more.

  • Copied directly from their site on 12/3/2025

    To be eligible for a payout on any day:

    • The trader must have profit greater than $0 since their last payout, and

    • They may request up to 2× the profit earned above the buffer, capped at:

      • $1,000 for a 50K account

      • $1,500 for a 100K account

      • $2,500 for a 150K account

    This cap resets after each payout cycle.

    Minimum payout: $250

    Example

    A trader with a 50K account has a balance of $53,500 and earned $250 in profit since their last payout.

    1. Profit > $0 → eligible for payout

    2. 2 × $250 = $500

    3. The trader is able to request a payout of up to $500 as the trader is more than $500 above the buffer.

    4. After payout approved the balance is set to $53,000

    If instead the trader had earned $700:

    • 2 × $700 = $1,400

    • But the cap for a 50K account is $1,000

    • So the trader could request up to $1,000 as the trader is more than $1,000 above the buffer.

    • After payout approved the balance is set to $52,500

To say I’m disappointed is putting it lightly. These accounts were launched with lots of promising features in the graphics, but digging into the actual policies makes it clear that these are just far more difficult than competitors. Prop firm traders should not accept these predatory new rules and allow them to become standard. The money you make once funded should be yours - that’s the entire appeal of prop firms. Adding in new objectives with buffers and minimum profits BETWEEN payouts once funded is just tricking users into doing more evaluations. I will never buy one of these accounts. But, if I had to pick one, then I would choose Select Flex and say it’s slightly better than the Growth plan. And again, Select Daily is a predatory and poor deal covered in a deceitful glaze of instant gratification. There are better options. That is my opinion, but it’s also based on objective data when analyzing which firms offer the greatest value.

And, I didn’t even cover all of the rules. There are more. I’m just going to direct you the Select Daily vs Select Flex page here and the Growth payout policy here. Those should be read to fully understand exactly what it takes to get a payout. They have more rules for these accounts than several competitors combined. Evaluations and the payout policies once funded used to be simple (and still are at competitors), and instant funding used to be complicated. Funnily enough, that’s now opposite at Tradeify. If you must avoid a live account for instant funding, then Tradeify is still a good choice for instant funding (if that doesn’t matter to you, then go with Purdia).


An in-depth analysis on Tradeify’s “lightning Funded” model

Payout policy and withdrawal rules for the instant funded accounts

Remember, the payout policy for an instant-funded account is everything. Be sure to read the notes below.

  1. 1st Payout: 20% consistency required

  2. 2nd Payout: 25% consistency required

  3. 3rd+ Payouts: 30% consistency required

Here’s where it gets tricky/bad; “Payout Profit Goals” and “Payout Tiers”

Each profit goal is the amount of money you need to make on the account before you can request a payout. It’s like a buffer system but for every payout request. This change makes it closer to a complicated evaluation than it is to a real and truly funded account, but let’s continue for now.

Account Size Payout 1 Profit Goal Payout 2+ Profit Goal
$25,000 $1,500 $1,000
$50,000 $3,000 $2,000
$100,000 $6,000 $3,500
$150,000 $9,000 $4,500

How much are you allowed to withdraw from the account after hitting each profit goal?

Payout #$25k Account$50k Account$100k Account$150k Account
1$1,000$2,000$2,500$3,000
2$1,000$2,000$2,500$3,000
3$1,000$2,000$2,500$3,000
4+$1,000$2,500$3,000$3,500

Once you reach the profit goal, the second table shows the maximum amount you can withdraw per payout request. Let’s take a look at these tables for a second; on the 150k account, you need to make $9,000 just to qualify for a payout. Once that happens, you can only withdraw a maximum of $3,000. The max drawdown on that account is $6,000, which means you need to make a gain of 150% just to qualify for a maximum withdrawal of $3,000. Then, to get your second payout, you have to make an additional $4,500 just to qualify for a maximum withdrawal of $3,000. At this point, you have made a total of $13,500, yet you’re only allowed to take out $6,000 total. That’s a lot.

The smaller accounts are much easier

Now looking at the 50k account, you have to make $3,000 in order to qualify for a payout of $2,000. That’s completely reasonable and quite good. By looking at the table, you’ll see the true scale of how much more difficult the larger accounts are for getting payouts.

For these accounts, Tradeify’s minimum payout amount is $1,000


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Analyzing the Lightning funding options

Below, you’ll see the pricing and differences among each of the instant-funding accounts. I’ve done all the math to save you some time on whether these accounts are worth it as well as which ones are more valuable than the others.

25k account50k account100k account150k account
Cost before discount$349 one time fee$509 one time fee$629 one time fee$729 one time fee
If there's a 25% sale$262$382$472$547
Max Contracts1 Mini (10 micros)4 Minis (40 micros)8 Minis (80 micros)12 Minis (120 micros)
Trailing max drawdown$1,000$2,000$4,000$6,000
Drawdown ModeEnd Of DayEnd Of DayEnd Of DayEnd Of Day
Max Accounts5555
Cost per $100 in funding*$34.90$25.45$15.73$12.15
Cost per $100 if 25% sale$26.20$19.10$11.80$9.12

Should you get the smaller or larger instant-funding accounts?

Well, there are two things to consider. First, you saw from the payout policy that the smaller accounts are easier to get payouts from (you don’t have to make as much money in order to get your payouts compared to the larger accounts). However, from this table you’ll see that the true cost of funding is much higher for the smaller accounts. I think it’s more important to focus on the payout aspect and how much money you get to keep from what you make, which makes the smaller accounts the better deal.

When comparing the 25k account to the 150k account, you are paying almost 3x as much for funding in relation to the true account size. In other words, before any discount, you’re paying $34.90 per $100 in funding versus $12.15 per $100 in funding. So, based on those metrics, the larger accounts are better. However, that value is tainted by the difficulty of the payout profit-target goals on each payout request, which disproportionately negatively affects the larger accounts. That is the math I did to personally come to the conclusion that the 50k account is best, but feel free to analyze all of these metrics for yourself.

Tradeify is not the only instant funding model

The third option is to go with Purdia. On their 100k account, the profit target is $3,000 and the max drawdown is $3,000. Trade for a minimum of 10 days and have just 5 days with at least +$200 in profit. Then, you get put on a live account where you can withdraw as much as you’d like and continue trading with NO MORE RULES. Visit Purdia by clicking here and using code Iman for an exclusively high discount, but first read the full review and guide by clicking here. If you want to stick with the simulation environment, then Tradeify is an excellent option. Code Iman always updates to the best sale.


Regardless of what you do, stay analytical and don’t get attached to companies that don’t care about you.

Remember,

Prop firms are food, not friends!

🦈

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