Apex Trader Funding vs MyFundedFutures - Affordability, Easiest Funding, and Payout Policies
Apex is a joke that’s not funny anymore. On June 12th, there was a connection issue across the top prop firms that caused major losses for traders. MyFundedFutures reversed the losses of everyone whose accounts were affected (but not the ones who finished positive!), yet Apex didn’t do anything. It’s exactly what they did in 2024 when traders experienced the worst connection issues that firms had ever seen (while telling people that it was THEIR fault). This is on top of forcing their traders to vlog themselves trading and giving a full report on everything about their strategy and more just to get their payouts approved. It’s absurd. But, way more on that below.
Let’s start with a basic 50k account comparison ⏬
There’s a full breakdown of the most important differences below this table. New users at MFFU get a 50% discount on their first purchase of ANY account, which means the starter plan being compared here would actually be $48.50! Get that deal by using code Iman.
| MyFundedFutures (Starter) | Apex Trader Funding | |
|---|---|---|
| Profit target | 3000 | 3000 |
| Max drawdown | 2500 | 2500 |
| Drawdown type | END OF DAY | INTRADAY (BAD) |
| Minimum trade days | 1 | 7* |
| Price with discount | $92 (5%) | $33.40 (80%) |
| Activation fee | $0 - no fee | $160 |
| All-in price | $92 | $193.40 |
| Payout policy | ______________ | ______________ |
| Consistency rule | 40% | 30% |
| Minimum payout | $250 | $500 |
| Minimum trade days | 5 | 8 |
| Minimum profit days | 5 days of +$100 | 5 days of +$50 |
| Account buffer? | No buffer or minimum account balance! | Have to make $2,600 just to withdraw $500; account has to be higher to withdraw more than that. |
| Payout denial problem? | NONE | Frequent, including requiring vlogging yourself while trading just to have a payout approved |
1) Pricing differences - who costs more?
With a 90% discount, Apex is still more expensive than MyFundedFutures if you actually get funded
Learn for free on a sim account if you’re not ready for prop firms; passing the evaluation should be part of your plan 😉
Apex has some of the highest activation fees in the entire industry (MFFU has 0 activation fees)
2) The evaluation rules - who is easier for funding?
Apex is far more difficult
7 minimum trading days vs MFFU’s 1 (unless they’re doing a 1-day-pass special, which is what MFFU’s starter account always is)
They use the predatory intraday trailing drawdown system, which follows your unrealized profits
Yet, the max drawdown to profit target ratio is the same as MFFU’s starter account, which is absurd (Apex is screwing you twice)
3) The payout policies
Apex has…
A Harder consistency rule (30% instead of 40%)
MFFU’s starter plus and expert account have no consistency rule for payouts (full account guide on MFFU)
A Buffer (the least amount of profit required to take your first payout is +$2,600)
MFFU’s starter account has no buffer or minimum account balance, but the max drawdown moves to $50,100 after your first payout
An Intraday trailing drawdown
Anyone who tells you that intraday drawdown “helps” traders is either lying or works for the firm
It is objectively worse in every way; you just get to decide how much worse it is
A payout-denial problem (plus way more, which is below this)
Apex approves payouts most of the time, but, out of all the top firms, they are without a doubt the most controversial and unreliable. They pay out more than any other firm, and they also deny payouts more than any other top firm. There’s probably a 98% chance that you get your payout approved if you follow all of the payout rules (which again are far more complicated, restrictive, and difficult compared to many firms). But, to the 2% who get denied, they certainly wish that they had just used a different firm.
I have personally been involved in bringing attention to traders who were denied extremely large amounts of money in order to get Apex to pay them ($800,000 just between two of the top ones)
2 people on my Prop Firm Center Discord have been denied payouts by Apex just while I was creating this page. Want to know Apex’s reason for denying the payout they rightfully earned? They called it “Account Investigation.” What???
It gets worse ⏬
This is a picture of an email that an enormous amount of Apex traders received after being denied payouts. They were able to get their payouts after complying with these directions, but this is still insane.
Right before this, I released a video on Apex that caused them to shut down their Discord server to the public. It’s still down to this day (over 10 months later as of 4/30/2025) - you can join it, but you aren’t allowed to send messages. Click here to watch that video. This “record yourself” tactic is just one tool used by Apex to delay rightfully earned payouts to traders.
The Apex Profitable Trader Ban of 2025
In May, Apex banned a huge amount of their traders who were getting payouts.
On top of that, Apex has found new ways to keep you from getting your payouts, banning users for any reason they can come up with, and now forcing traders to do even more work to get their payouts. The screenshot I’ve included here is from the new wave of payout denials, linked below.
https://x.com/CoachDBA/status/1928241251142287847
Here’s a quote from a member of my Prop Firm Discord server: “I got the ban email yesterday morning, saying they're monitoring me for a live account. My last interaction with them was when they denied my payouts last May for "scheming and scamming." So which is it? I'm a cheater or I'm good enough for live?”
Apex’s biggest positives - it’s not all bad!
Unrivaled leverage - you can copy trade up to 20 accounts at the same time (and on accounts that are larger than what is offered by MFFU). But, being unprofitable multiplied by 20 is just 20 times the pain. Doing this is only suitable for maybe 1 out of every 10,000 traders, and I’m not kidding. The people who can do this successfully are incredible traders, but they’re also superhuman compared to most of us.
“Cheap evaluations” - should you be using prop firms if you’re not actually ready? No. Did I personally follow that smart advice? Also no. Apex is cheaper than other firms if you don’t get funded, so they’re at least a decent introductory firm. After that though, remember that they have some of the most expensive activation fees in the entire industry. So, good to do your learning through, but then move to a different firm.
Funded sim - compared to other firms, Apex is the king of funded sim. If you don’t want to be moved to a live account with a firm, then Apex is for you. While other firms cap your simulation profits and then transfer you to a live account to keep trading, Apex just… hopes you blow the account. They say they move traders to a live account sometimes, but I’ve never seen it before. Maybe they’re out there, maybe not. Either way, staying on sim is a benefit of Apex.
But, that’s not all for the Apex vs MyFundedFutures comparison
MFFU has 2 other trading plans / evaluation styles, and the comparison here was only to their starter plan. The other plans have even more benefits compared to Apex ⬇
“Starter plus” has no consistency rule, buffer, or Apex’s “30% negative PnL” rule for payouts
“Expert” has no consistency rule or scaling rule with a very large sim-funded profit cap (somewhere around $25,000)
Also, is payout speed important to you? Several of my payouts have been sent to me less than 5 minutes after I requested them!